Founded in early 2004, Midas Financial was the original unsecured loan broker in the country. We were the very first company of its kind to offer credit card and loan stacking, a method of funding that is still responsible for as much as 25%-40% of the small business lending today.

We followed that success with the creation of the often-mimicked Midas Continuum. With the Continuum, Midas helps its customers acquire funding even when their credit is an issue.

Our primary financial products are Unsecured Lines of Credit starting at 0% interest and low interest Term Loans. In addition, we also offer equipment leasing, SBA packaging, bridge and hard money loans, working capital, factoring, CRE and real estate investment loans, and private equity. We say “YES” when others say no!

Midas Financial is the creator of unsecured credit card and term loan stacking. With over 17 years of experience and over 43,000 satisfied clients, we have helped our clients achieve in excess of almost $1.5 B in funding.  We have the knowledge and experience to help you reach your finance goals.  Work with the innovators, not the imitators.

We keep the documents required for funding to a minimum.  With our special 0% interest program and combining that with our term loan or lines of credit program, we can maximize your options.   Using our Client Centric approach, you come first.  And of course, our 95% success rate is second to none. We are truly invested in your funding success!

Unlike many financial companies in the debt financing space, Midas Financial does NOT charge an upfront fee.  We are invested in getting you funded, and we charge a success fee when your money is in hand. We only make money if we get you funded!

If there are no issues with your file, we can normally complete most loan processes in 10 – 12 business days, as long as all requested documents are received in a timely manner. The SBA is generally the only facility that takes many weeks and sometimes months.

If your file has a utilization pay-down issue or other credit related issues, it may take upwards of 90 days. Although these time frames may not be ideal in some cases, the individualized funding plans developed by Midas Financial are typically clients’ best course of action to get the funding they need.